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Savings rates


Type of account Min. opening balance Min. balance required Dividend rate APY*
Regular shares $5 $5 0.05% 0.05%
Checking $50 $0 n/a n/a
Money market $2,500 $2,500 0.20% 0.20%
IRA savings $5 $5 0.20% 0.20%

Loan rates


Loan type Rate APR* Term
Signature 12% up to $5,000 12% 36 months
Signature Plus 14.99% up to $10,000 14.99% 48 months
Signature Platinum 15.99% up to $15,000 15.99% 60 months
Share secured 3% over Shared rate n/a 120 months
New vehicle As low as 1.99% Up to 84 months
Used vehicle (1-2 years old) 1.99% to 8.75% Up to 84 months
Used vehicle (3-5 years old) Call for rates
Used vehicle (6 years old) Call for rates
Home equity line (80% financed) call for rate n/a n/a
Home equity line (90% financed) call for rate n/a n/a
*APR = annual percentage rate

Certificate rates


Type of account Min. deposit Dividend rate APY* Term
Share certificate account (simple) $1,000 0.10% 0.10% 6 months
Share certificate account (compounded) $1,000 0.20% 0.20% 12 months
Share of certificate account (compounded) $1,000 0.40% 0.40% 24 months
*APY = annual percentage yield